Privacy Policy
Terms of Use
By accessing or using this website, you agree to be bound by these Terms of Use, all applicable laws, and any local regulations that apply. If you do not accept these terms, you must stop using this website immediately. Continued use of the site indicates your full acceptance of these conditions.
Authorization & Consent
By submitting an application through Capital Car Loan, you certify that all information you provide is accurate and complete. You authorize Capital Car Loan and its affiliated partners to obtain, verify, and review credit information from any credit reporting agency or other relevant sources as needed to process your application.
By using this website and submitting your information, you consent to communication from Capital Car Loan and its partners through phone, email, text message, or digital platforms. You may withdraw your consent at any time by contacting us or using the unsubscribe link provided in our electronic communications.
You also authorize Capital Car Loan and/or its partners to:
- Review your application status, including pre-qualification results, approval notifications, or denial of credit.
- Share relevant details of your application with lenders, credit partners, or automotive dealerships for the purpose of finding financing options.
- Provide your information to third-party automotive dealerships or lead providers who may assist in securing a vehicle or financing options for you.
This authorization remains in effect unless withdrawn in writing.
Links to External Websites
Capital Car Loan may include links to external websites for your convenience. We do not control or endorse the content of these third-party sites and are not responsible for any information, products, services, or actions of any linked pages. Your use of third-party websites is at your own discretion and risk.
Modifications to Terms
Capital Car Loan may update or revise these Terms of Use at any time without prior notice. By continuing to use this site, you agree to be bound by the most current version of the Terms.
Governing Law
Any dispute or claim related to the Capital Car Loan website shall be governed by the laws of the Province of Nova Scotia and the laws of Canada applicable therein, without regard to conflict of law principles.
How We Handle Your Personal Information
Your privacy is important to us. This section explains how we collect, use, and safeguard your personal information when you apply for a car loan or interact with our website.
When you submit an application, you acknowledge that the information you provide may be used to request consumer credit reports and to process your financing inquiry. We work with trusted service providers and dealership partners who help us search for suitable financing options. These partners may require access to specific personal details to evaluate your application.
We take reasonable steps to ensure that your information is used only for purposes directly related to securing vehicle financing and is not used for unrelated activities.
All companies involved in processing your information are required to comply with federal and provincial privacy laws.
We collect personal information fairly, lawfully, and with your knowledge or consent. Information collected must be relevant, accurate, and updated as necessary to complete financing assessments.
By agreeing to this Privacy Policy, you also consent to receiving email communications about additional products or services from Capital Car Loan or its affiliates. You may unsubscribe from these messages at any time; however, this does not revoke consent already given to our partners who may still rely on your initial authorization.
We protect your personal information with reasonable administrative, organizational, and technical safeguards. However, no security system is completely secure, and we cannot guarantee that your information will never be accessed or disclosed in unforeseen circumstances.
We are committed to transparency and will make information about our privacy practices available upon request.
Cookies & Data Collection
Capital Car Loan may automatically collect information about your use of our website, including:
- Access dates and times
- Browser type and device information
- Operating system details
- Pages visited and features used
We may use cookies, pixels, tags, or similar technologies to:
- Improve website functionality and user experience
- Detect security issues or prevent fraudulent activity
- Personalize offers or advertisements
- Recognize returning users
Some cookies allow advertising providers (such as Google or Facebook) to display ads based on past visits to our website. You can opt out of Google remarketing by adjusting your Google Ads settings. You may also opt out of interest-based advertising through the Network Advertising Initiative’s opt-out page.
You may disable cookies in your browser settings, but doing so may limit access to certain site features.
Contact Information
If you have questions or concerns regarding this Privacy Policy or the handling of your personal information, please contact us at: